Benefits Compliance Center

Compliance,
on autopilot.

A self-service toolkit for employers: every benefits deadline on an interactive timeline you can drop straight into your calendar, a free PCORI calculator, and every official notice and form in one place.

Your next federal deadline
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days away
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The compliance year

Every deadline, on one timeline.

Tap any deadline to see who it applies to and add it to your calendar. Exact dates shift with your plan year and group size, treat this as your federal map.

Filing Notice / disclosure Fee Testing

Year-round & enrollment-driven obligations

This calendar is general information, not legal or tax advice. Filing obligations and deadlines vary by plan design, funding type, group size, plan year, and jurisdiction. Confirm your specific requirements with your advisor or counsel.

Self-service library

Every notice & form, ready to grab.

The official model notices and government forms behind each deadline, straight from the source. Download, fill, file.

Free tool

PCORI fee calculator.

Self-funded and level-funded plans (and HRAs) owe the PCORI fee on IRS Form 720 by July 31. Estimate yours, then grab the form.

Employees + covered dependents, averaged over the plan year (actual-count, snapshot, or Form 5500 method).
Set annually by the IRS, based on when your plan year ends. Ending Oct 2025–Sep 2026 = $3.84 (this July's filing for calendar-year plans); ending Oct 2024–Sep 2025 = $3.47. Verify the current rate at irs.gov ↗

This calculator provides an estimate only and is not tax, legal, or accounting advice. The applicable PCORI rate is set annually by the IRS and must be verified. The average-covered-lives figure depends on the counting method you use. Actual amounts owed, filing obligations, and deadlines are your responsibility; consult your own tax advisor. Think Insurance Group makes no warranty as to accuracy and assumes no liability for filings made in reliance on this tool.

Do I owe the PCORI fee?

Generally yes if you sponsor a self-funded or level-funded medical plan, or an HRA. On a fully-insured plan the carrier files and pays it for the medical plan, though you may still owe on an HRA.

Filed once a year on Form 720, due July 31.
Based on average covered lives, not employees.
Counting methods and the current rate are on the IRS page linked above.
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