Capabilities

Everything a Fortune 500 benefits team does, run for you.

Think Insurance Group operates your entire benefits program: funding strategy, pharmacy, $0 primary care, compliance, technology, and worksite protection, engineered for companies of any size. Here's the full picture, in one guide.

What We Run

Six capabilities. One integrated program.

Funding

Funding strategy & cost control

Level-funded and self-funded chassis that return surplus in good years and finally give you your own claims data, so renewals become numbers you shape, not accept.

Pharmacy

Transparent pharmacy & specialty

Pass-through PBM pricing with rebate transparency and active specialty drug management, removing one of the fastest-growing line items in your plan.

Care

$0 Direct Primary Care

Primary care, labs, and coordination at $0 to the member. It's care people actually use, and downstream claims you actually lower.

Protection

Worksite protection

Guaranteed-Issue accident, critical illness, and hospital coverage that protects members from high-deductible exposure, at little to no employer cost.

Compliance

Managed compliance

ACA 1095, Form 5500, RxDC, gag-clause attestation, SPDs, and required notices, owned on a single calendar with one point of accountability.

Technology

Benefits tech & service

Modern ben-admin and enrollment, employee self-service, data dashboards, and a dedicated service team with quarterly reviews, not a once-a-year visit.

Hundreds of thousands

Saved across client portfolios

0

Clients served

0

Average rating

2020

Serving clients since

The Benefits Program Blueprint

The full playbook, free.

Not a brochure, a CFO-grade operating model for benefits at companies of any size: the diagnostic framework, the funding strategy, the pharmacy fix, $0 care, compliance, the economics, and a phase-by-phase implementation roadmap.

  • , The 8-dimension diagnostic we grade every program on
  • , The funding, pharmacy & care playbook, with the numbers
  • , An illustrative savings model and a 5-phase roadmap

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