6 Considerations to ensure you and your family are covered this holiday season

As we approach the holiday season, several insurance-related questions often come to mind. Here are some of the most common ones:

1. Home Insurance:

   • Are my holiday decorations covered? Ensure your policy covers damages caused by holiday lights or decorations.

   • What if a guest gets injured at my home? Check your liability coverage in case someone gets hurt during a holiday gathering1.

2. Auto Insurance:

   • Does my policy cover theft from my car? With increased shopping, car break-ins can be more common.

   • What if I have an accident while traveling? Confirm your coverage for accidents that occur out of state or in different regions2.

3. Travel Insurance:

   • What happens if my trip gets canceled? Look into trip cancellation coverage, especially with unpredictable weather and travel conditions.

   • Does my health insurance cover me abroad? Verify if your health insurance provides coverage when traveling internationally3.

4. Personal Property Insurance:

   • Are my holiday gifts covered? If you receive valuable items, consider adding them to your policy under scheduled personal property coverage1.

5. Health Insurance:

   • Are there any special considerations for holiday-related health issues? Be aware of coverage for common holiday health concerns, such as stress or injuries from activities4.

Do you have any specific concerns or questions about your insurance as the holidays approach?